Funding Assistance

Home Ramp Accessibility Funding Resources
Types of Home Modification Assistance
Governmental Loans
Home Improvement Grants
Equipment Loans
Home Modification Resources
1.Federal Government Programs for Home Modifications
There are government programs such as HUD Home Improvement Loans, USDA Rural Repair and Rehabilitation Grants and multiple grants from the Veteran’s Administration including SAH Grants, SHA Grants and HISA Grants and VD-HCBS.
2. State Government Programs for Home Modifications
Non-Medicaid Home Modification Assistance
Some of these state government programs may be specifically designed to help with home modifications but most of them fall under the category of nursing home diversion programs in which assistance in making home modifications is provided with the objective of preventing individuals from having to move into skilled nursing homes. Unfortunately not all states offer programs.
Medicaid Waivers for Home Modifications and Assistive Technology
For individuals enrolled in, or qualified for Medicaid, many states have home modification and assistive technology Medicaid waiver programs. These waivers are intended to enable nursing home qualified individuals to remain living at home. In doing so, the waivers often will pay for approved home modifications to increase an individual’s ability to live independently.
3. Non-Profits and Community Organizations
Many non-profits and other organizations offer assistance in the form of financial aid or volunteer labor to help seniors with home modifications. One of the most noteworthy is the organization Rebuilding Together / Christmas in April which offers 3 programs: Safe at Home, Heroes at Home and National Rebuilding Day. Community building projects provide seniors with volunteer labor to help them make home improvements.
Finally, there are other miscellaneous home modification assistance resources such as reverse mortgages and tax deductions for home modifications that can help to reduce or offset the cost of making a home more accessible to the elder